1. Nature of This Reference
O'Fallon Residents Directory is privately operated. It describes and links to public rolls, record indexes, and directory collections connected with O'Fallon, Missouri. It does not host government files and is not connected with a government office, court, or record custodian.
2. Lawful Use Rules
Use the reference only for lawful purposes. You may not use it, or material reached through it, to:
- Stalk, harass, intimidate, threaten, or harm any person
- Locate someone protected by a restraining or protective order
- Commit identity theft or fraud
- Make FCRA-regulated decisions (credit, employment, tenant, insurance)
- Scrape, copy, or republish the site's content at scale
- Interfere with the site's operation or security
3. We Are Not a Consumer Reporting Agency
This site is not a consumer reporting agency as defined by the Fair Credit Reporting Act (15 U.S.C. § 1681 et seq.). Nothing here, and nothing any linked search tool returns, is a consumer report, and none of it may be used to judge eligibility for credit, employment, housing, insurance, or any other FCRA-covered purpose.
4. Third-Party Resources
Government portals and third-party services, including sponsored search providers, set their own terms and policies. We do not control their content, availability, prices, or information practices.
5. No Guarantees
The reference is provided "as is" and "as available," without warranties. We do not guarantee that its details are accurate, complete, current, or that a linked portal will remain available or return a correct result.
6. Limits on Our Liability
To the maximum extent the law allows, we are not liable for any direct, indirect, incidental, consequential, or special damages arising from use of this site or any linked resource, including decisions made from records found through it.
7. Indemnification
You agree to indemnify and hold harmless the operators of this site from any claim or demand, including reasonable attorneys' fees, arising from your misuse of the site or violation of these terms.
8. Intellectual Property
The original text, design, logo, and layout of this site are protected by copyright. Linking to any page and quoting brief excerpts with attribution is welcome; republishing full pages or systematically copying content is not.
9. Changes to These Terms
We may update these terms by posting a new version here. Continued use after a change means acceptance.
10. Cutting Off Access
We may block or restrict any user who violates these terms or abuses the site, at our discretion and without notice.
11. Governing Law
Missouri law governs these terms, without regard to conflict-of-law principles. Public-record requests discussed on this reference are subject to the Missouri Sunshine Law, Chapter 610 RSMo, including §§610.023 and 610.026.
12. Severability
If any part of these terms proves unenforceable, the rest stays in force.
13. Questions
Send questions about these terms through the Contact page.